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Civil Service Pension Scheme explained

This guide explains how the Civil Service Pension Scheme works – from how much you need to pay in to what you’ll get when you retire. What is the Civil Sevice Pension Scheme? The Civil Service Pension Scheme covers staff of employers made up of government departments and non-departmental public bodies, such as museums, commissions […]

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Teachers’ Pensions Scheme explained

This guide explains how the Teachers’ Pension Scheme works – from how much you need to pay in to what you’ll get when you retire. What is the Teachers’ Pensions Scheme? People committed to helping the nation’s children learn in the best possible environment are entitled to expect a decent pension. Those working tirelessly in […]

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Deferring your company pension

Understand what the pros and cons of deferring your company pension are, and how you’d go about doing this. Can I delay when I take my company pension? You can take your pension early or late. The main reason for delaying taking your company pension (known as ‘deferring’) is to boost your retirement income. With […]

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Defined benefit and final salary pensions

Learn how defined benefit, or final salary, pension schemes pay you a retirement income and work out how much you could get in retirement. What is a final salary pension? A defined benefit pension scheme – sometimes called a final salary or career average pension scheme – is one that promises to pay out an […]

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Defined contribution and money purchase schemes

Understand how defined contribution, or money purchase, pension schemes work. We’ll explain what happens to your pension savings in these schemes. A defined contribution, or money purchase, pension scheme is the most common type of workplace pension these days. It is built up through your own contributions, those of your employer and tax relief from the […]

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