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Children and income tax

The Which? guide to tax when you’re gifting money to children. We explain the rules and how parents can avoid falling foul of the ‘£100 rule’. Do children pay income tax on their savings? Technically, yes – children are liable to pay tax on savings, as they have the same income tax allowance as adults. It’s uncommon, though, as children […]

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What is National Savings & Investments?

Find out what NS&I is, what kind of savings bonds, Isas and certificates it offers, and how your money is protected. What is National Savings & Investments? National Savings & Investments – NS&I – is a government department and an executive agency of the Chancellor of the Exchequer, offering several government-backed savings and investment options. […]

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Credit unions explained

Everything you need to know about credit union loans and savings accounts, including where to join one and what interest rates you can expect What is a credit union? Credit unions are non-profit financial organisations, traditionally set up by members with some kind of community in common – be it where they live or their […]

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How to switch your savings account

Switching your savings account is easy and can boost your interest by hundreds of pounds a year. Here’s our step-by-step guide to getting the best savings account for you. How to switch your savings account If you want to make your cash work harder, it could be worth switching to a savings account that pays a […]

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Best children’s savings accounts

This guide will help you find the best rates for your children’s savings with our unique tables. What are the best children’s savings accounts? You’ll often find children’s savings accounts have much more generous interest rates than adult accounts – but they can also come with a lot of caveats, so make sure the account […]

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How to save for your children’s future

Discover the smartest ways to save for kids, including children’s savings accounts, Junior Isas and NS&I premium bonds How do I save for my children’s future? Whether you’re looking for a savings account for your new baby, or you want to find a way to save for your grandchildren, putting money away for children is a […]

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