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National Insurance and state pension

Find out how your National Insurance contribution record affects your state pension entitlement. National Insurance contributions and your state pension State pension is available only to people who have paid, or been credited with, enough National Insurance contributions. The number of years’ National Insurance contributions needed to qualify for full state pension changed in April 2016. New […]

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National Insurance and benefits

Find out the benefits you may receive as a result of making National Insurance contributions. How does National Insurance affect your benefits? When you make National Insurance contributions, you build up your entitlement to what are known as ‘contributory benefits’. These include: Unemployment benefits, in the form of Jobseeker’s Allowance (JSA) and Employment and Support […]

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National Insurance contributions

Your National Insurance bill depends on how much you earn, and how you earn it – find out who pays what. What are National Insurance classes? Workers make contributions to National Insurance in different ways depending on how they are employed and what they earn. These categories are known as ‘classes.’ In the table below, […]

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National Insurance credits

Learn what National Insurance credits are, how they work and when you can claim them. What are National Insurance credits? National Insurance credits are a way of maintaining your National Insurance record when you are not making National Insurance contributions. They help to build up ‘qualifying years’, which count towards your entitlement for basic state […]

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National Insurance rates

National Insurance rates differ depending on whether you’re an employee or work for yourself. Here, we run through how much you’ll pay, depending on your employment status. Do I pay National Insurance? National Insurance has to be paid by both employed and self-employed workers. Your National Insurance contributions depend on your employment status and how […]

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What is National Insurance?

Find out everything you need to know about National Insurance and your National Insurance number. What is National Insurance? National Insurance is a tax on earnings and self-employed profits. Your National Insurance contributions are paid into a fund, from which some state benefits are paid. This includes the state pension, statutory sick pay or maternity […]

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