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How much financial advice costs

Find out how much financial advice costs, the various ways that you might be charged for receiving financial advice, and how to negotiate the fees and charges that financial advisers charge. How much does it cost to get financial advice? Financial advisers are required to come to an agreement up front regarding how much they […]

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What is National Savings & Investments?

Find out more about NS&I, including what it is, the types of savings bonds, certificates, and Isas it offers, as well as how your money is secured. What exactly is the National Savings and Investments Association? NS&I, which stands for National Savings and Investments, is a government department as well as an executive agency under […]

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Premium bonds

Premium bonds are still the nation’s preference, but are they worth it? We balance up the advantages and downsides of this popular tax-free NS&I savings plan. What are premium bonds? Premium bonds are a savings product from National Savings & Investments (NS&I) which offer the potential of winning between £25 and £1m each month instead of paying interest. […]

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Cash Isa rules and allowances

How to invest your Isa allowance in accordance with the most recent laws, as well as answers to your most frequently asked Isa questions from the experts at Which? Money. What will the ISA contribution limit be in the 2022-23 tax year? Everyone has an Isa allowance of £20,000 for the tax year 2022-2023, and […]

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Cash Isa alternatives

What if you aren’t sure a cash Isa is for you? We discuss the benefits and downsides of various ways to save. Savings accounts Standard savings accounts may be the next place to check if you want to save in cash Isas. Basic-rate taxpayers can earn the first £1,000 of interest on non-Isa savings tax-free […]

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Can you inherit an Isa?

Under the new inheritance laws for Isas, you can learn how to transfer your Isa savings to a spouse or civil partner without having to pay any taxes on the transfer. Do I have a chance to inherit an ISA? If your spouse or partner passes away, it is likely that you will be able […]

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Are Isas still worthwhile?

Is it possible that the personal savings allowance could render cash Isas obsolete? If you want to determine whether cash Isas are still a viable home for your money, read the guide to tax-free savings that was published Do I still need an Isa? The individual savings account and the regular savings account are now […]

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