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The perks and benefits of being retired

Find out about all of the government benefits, as well as other advantages and discounts, that people over the age of 60 and over the age of 65 are eligible for when they retire. What kind of financial advantages does retirement bring? When you eventually reach retirement age, you will not just be able to […]

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Age-related tax allowance

When I was younger, I was able to claim a larger tax-free allowance than I can now. This is not the case any longer; nonetheless, there are still opportunities to obtain advantageous tax benefits. In retirement, what tax do I have to pay? You can bring in a respectable sum of money from your job […]

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What was contracting out?

Learn how the process of “contracting out” worked so that you can anticipate how it may impact the amount of state pension you receive in the future. What exactly was being contracted out? You had the option to “contract out” of the supplementary state pension when the former regulations governing the state pension were in […]

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Can I top up my state pension?

If you have holes in your work history, purchasing voluntary National Insurance payments of Class 3 can assist you to make up for those holes in your state pension. Find out how much the cost of the voluntary contribution, as well as the steps you need to take to purchase them. Why would it be […]

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Deferred payment agreements

You may be eligible for financial assistance from the local government in the form of a long-term loan known as a “delayed payment agreement.” Agreement for deferred payment: postpone the sale of your home in order to pay for medical expenses If you are unable to pay for the costs of a care facility and […]

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Paying for care in later life: a free guide

We discuss the various means by which in-home care can be funded, ranging from assistance from the local authorities to what’s known as self-funding, in which you pay for the care yourself. How are the costs of in-home care covered? Home care is beneficial for elderly persons who are having difficulty completing everyday activities on […]

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What is the state pension?

Find out what the state pension is, how you can qualify for it, and listen to the experiences that actual individuals have had when applying for the state pension. Can you explain what the state pension is? When you reach the age at which you are eligible to receive a state pension, the government will […]

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What can I do with my pension pot?

The criteria for cashing in your pension were significantly altered when pension freedoms were introduced in 2015. Gain an understanding of the benefits and drawbacks associated with the most common pension choices. What kinds of pensions are available to me? In the following table, we compare the various ways in which a defined contribution pension […]

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