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Best credit cards for bad credit

If you have a bad credit history – or none at all – you may be turned down for the best credit card deals. One way to repair damaged credit and boost your credit score is to use a credit-builder credit card. What are credit cards with bad credit? People who are unable to receive […]

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Married couple’s allowance

It’s possible that you could be eligible for a married couple’s allowance if one of you was born before the 6th of April 1935 and you’re married or in a civil partnership (MCA). Discover the inner workings of MCA right here. What is the budget for the married pair to work with? The married couple’s […]

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Children and income tax

Our guide to tax when you’re gifting money to children. We explain the guidelines and how parents might avoid falling foul of the ‘£100 rule’. Do children pay income tax on their savings? Technically, yes – children are obligated to pay tax on savings, as they have the same income tax allowance as adults. It’s uncommon, though, as children […]

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Credit unions explained

Everything you need to know about credit union loans and savings accounts, including where to join a credit union and the interest rates you can anticipate receiving on loans and accounts. What exactly is a credit union, though? Credit unions are organisations in the financial sector that operate on a not-for-profit basis and are generally […]

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Cash Isa alternatives

What if you aren’t sure a cash Isa is for you? We discuss the benefits and downsides of various ways to save. Savings accounts Standard savings accounts may be the next place to check if you want to save in cash Isas. Basic-rate taxpayers can earn the first £1,000 of interest on non-Isa savings tax-free […]

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Can you inherit an Isa?

Under the new inheritance laws for Isas, you can learn how to transfer your Isa savings to a spouse or civil partner without having to pay any taxes on the transfer. Do I have a chance to inherit an ISA? If your spouse or partner passes away, it is likely that you will be able […]

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How to save money in the January sales

From conducting legitimate research to avoiding being taken in by con artists Now that Christmas Day has come and gone, many consumers can look forward to one thing: bargains during the month of January. However, what steps can you take to verify that the money you are saving is real and that you are not […]

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