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Can I top up my state pension?

If you have holes in your work history, purchasing voluntary National Insurance payments of Class 3 can assist you to make up for those holes in your state pension. Find out how much the cost of the voluntary contribution, as well as the steps you need to take to purchase them. Why would it be […]

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Children and income tax

Our guide to tax when you’re gifting money to children. We explain the guidelines and how parents might avoid falling foul of the ‘£100 rule’. Do children pay income tax on their savings? Technically, yes – children are obligated to pay tax on savings, as they have the same income tax allowance as adults. It’s uncommon, though, as children […]

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Credit unions explained

Everything you need to know about credit union loans and savings accounts, including where to join a credit union and the interest rates you can anticipate receiving on loans and accounts. What exactly is a credit union, though? Credit unions are organisations in the financial sector that operate on a not-for-profit basis and are generally […]

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Can you inherit an Isa?

Under the new inheritance laws for Isas, you can learn how to transfer your Isa savings to a spouse or civil partner without having to pay any taxes on the transfer. Do I have a chance to inherit an ISA? If your spouse or partner passes away, it is likely that you will be able […]

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