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Cash Isa rules and allowances

How to invest your Isa allowance in accordance with the most recent laws, as well as answers to your most frequently asked Isa questions from the experts at Which? Money. What will the ISA contribution limit be in the 2022-23 tax year? Everyone has an Isa allowance of £20,000 for the tax year 2022-2023, and […]

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Cash Isa alternatives

What if you aren’t sure a cash Isa is for you? We discuss the benefits and downsides of various ways to save. Savings accounts Standard savings accounts may be the next place to check if you want to save in cash Isas. Basic-rate taxpayers can earn the first £1,000 of interest on non-Isa savings tax-free […]

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Can you inherit an Isa?

Under the new inheritance laws for Isas, you can learn how to transfer your Isa savings to a spouse or civil partner without having to pay any taxes on the transfer. Do I have a chance to inherit an ISA? If your spouse or partner passes away, it is likely that you will be able […]

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Are Isas still worthwhile?

Is it possible that the personal savings allowance could render cash Isas obsolete? If you want to determine whether cash Isas are still a viable home for your money, read the guide to tax-free savings that was published Do I still need an Isa? The individual savings account and the regular savings account are now […]

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Best Junior cash Isas

Find out how to get the most out of the tax-free Junior Isa allowance for your child while earning up to 2.5 percent with the finest Junior Isas for those under the age of 18 in the UK. What are the most advantageous interest rates for Junior cash Isas in 2022? The Junior Individual Savings […]

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What is an Isa?

Everything you need to know about the Isa family as a whole, beginning with the cash Isa and on through the new creative Isas and lifetime Isas. What is an Isa? Individual savings account, sometimes known as an Isa, is a type of account that enables individuals to make tax-free deposits into either savings or […]

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Innovative Finance Isas explained

Innovative savings accounts allow you to earn interest on peer-to-peer lending without being subject to income tax. Find out which companies offer these, as well as the rates that are now available. What exactly is an alternative kind of financing? Isa, or Ifisa? An innovative finance Isa stands for Individual Savings Account, and an Ifisa […]

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What is a stocks and shares Isa?

Investing in stocks and shares Isas offer the chance of larger returns than cash Isas, but you must be willing to accept certain risks with your investments in order to take advantage of those potential rewards. What exactly is an ISA for stocks and shares? A stocks and shares Isa is a tax-efficient investment account […]

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